Our Terms & Conditions
By using 3pexcel.com or by joining 3pexcel International Multilevel Marketing Program, you are deemed to have read and agreed to the terms and conditions as may be reviewed from time to time by 3pexcel International. These Terms apply to all members of 3pexcel International and users of the site, including without limitation, users who are vendors, members, merchants, browsers and/or contributors of the contents of this site. Please read these terms of service carefully before accessing or using our website or conducting any transaction. The use is subject to the terms and conditions as modified. If you do not agree to these terms and conditions, please do not register to become a member of 3pexcel International Multilevel Marketing Program.
Rights and Obligations
3pexcel International provides the service solely on the terms and conditions set forth in this agreement and on the condition that You accept and comply with them. By using the service, You (a) accept this Agreement and agree that You are legally bound by its terms; and (b) represent and warrant that: (i) You are of legal age to enter into a binding agreement; and (ii) if You are a company, governmental organization or other legal entity, You have the right, power and authority to enter into this Agreement on behalf of 3pexcel International, governmental organization or other legal entity and bind them to these terms. While this Site has undergone testing and continues to be improved by feedback from the open-source user and developer community, 3pexcel International cannot guarantee there will not be bugs in our applications. You acknowledge that your use of this application is at your own discretion and in compliance with all applicable laws. You are responsible for safekeeping of your passwords, PINs, and any other codes you use on any of our applications or on 3pexcel.com.
3pexcel.com software is provided "as is", without warranty of any kind, express or implied, including but not limited to the warranties of merchant ability, fitness for a particular purpose and non infringement. In no event shall the authors of the software, employees and affiliates of 3pexcel international, copyright holders, or 3pexcel international, be liable for any claim, damages or other liability, whether in an action of contract, tort or otherwise, arising from, out of or in connection with the software or the use or other dealings in the software. In no event will 3pexcel international or its affiliates, or any of its or their respective service providers, be liable to you or any third party for any use, interruption, delay or inability to use the software, lost revenues or profits, delays, interruption or loss of services, business or goodwill, loss or corruption of data, loss resulting from system or system service failure, malfunction or shutdown, failure to accurately transfer, read or transmit information, failure to update or provide correct information, system incompatibility or provision of incorrect compatibility information or breaches in system security, or for any consequential, incidental, indirect, exemplary, special or punitive damages, whether arising out of or in connection with this agreement, breach of contract, tort (including negligence) or otherwise, regardless of whether such damages were foreseeable and whether or not 3pexcel International were advised of the possibility of such damages. By using this service, you warrant that you (a) have substantial information and knowledge regarding the service, the business and prospects (b) have carefully reviewed and made detailed inquiry concerning 3pexcel international , its business, its personnel and the terms and conditions of the transactions contemplated by this agreement (c) have had the opportunity to seek professional advice from your lawyer, accountant or investment advisor with respect to the services and transactions contemplated hereby and their suitability for you and that either alone or together with such advisor(s), are capable of evaluating the risks and merits of your use of this service 3pexcel International accept no liability whatsoever arising from your use of any services, products and promotions provided by third parties whether or not recommended here and even where you have activated the third party service with assistance from us. The discretion to use any third party service is entirely yours. If you decide to use any third party service, you do so at your own risk and are solely responsible for reviewing, understanding and complying with the associated terms and conditions. 3pexcel International expressly disclaim any liability for the third-party services and are not responsible for the performance of the third-party services or servicers. 3pexcel International do not guarantee that your use of this service or any third party service complies with applicable local laws of your jurisdiction on foreign exchange restriction, exchange control requirement, money deposit, use of stored-value card and electronic wallets, electronic payment service, financial regulation or monetary matters. You should seek to be informed of the legal requirements within the country of your nationality, residence, ordinary residence or domicile before using this service; the use of this service involves economic, legal and regulatory risks. These risks include the possibility of expropriation, confiscatory taxation, the establishment of foreign exchange controls and monetary regulation prohibiting or suspending this service. Any of these may impede the ability to carry out any transaction or transfer currency value from a given country. There can be no assurance that the objectives of the use of this service will be achieved and investment results may vary substantially over short periods of time.
3pexcel International reserves the right to refuse service to anyone for any reason at any time. You understand that your content, may be transferred unencrypted and involve (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices. You agree not to reproduce, duplicate, copy, sell, resell or exploit any portion of the Service, use of the Service, or access to the Service or any contact on the website through which the service is provided, without express written permission by us. The headings used in this agreement are included for convenience only and will not limit or otherwise affect these Terms.
3pexcel International is not responsible if information made available on this site is not accurate, complete or current. The material on this site is provided for general information only and should not be relied upon or used as the sole basis for making decisions without consulting primary, more accurate, more complete or more timely sources of information. Any reliance on the material on this site is at your own risk.
This site may contain certain historical information. Historical information, necessarily, is not current and is provided for your reference only. 3pexcel International reserves the right to modify the contents of this site at any time, but 3pexcel International have no obligation to update any information on our site. You agree that it is your responsibility to monitor changes to our site.
To remain as a member of 3pexcel affiliate program and to enjoy her benefits. All registered members will be fully committed to the promotion of this program and her affiliates. 3PEXCEL INTERNATIONAL is currently operating within the borders of South Africa, the company will not be held liable to pay or process international accounts. Anyone recruiting outside South Africa, the company can not be held liable.
Modifications to Prices
Prices for our products and services are subject to change without notice. 3pexcel International reserve the right at any time to modify or discontinue the Service (or any part or content thereof) without notice at any time.
3pexcel International shall not be liable to you or to any third-party for any modification, price change, suspension or discontinuance of the Service.
Products and Services
Certain products or services may be available exclusively online through the website. These products or services may have limited quantities and are subject to return or exchange only according to our Return Policy.
3pexcel International has made every effort to display as accurately as possible the colors and images of our products that appear at the store. 3pexcel International cannot guarantee that your computer monitor's display of any color will be accurate.
3pexcel International reserve the right, but are not obligated, to limit the sales of our products or Services to any person, geographic region or jurisdiction. 3pexcel International may exercise this right on a case-by-case basis. 3pexcel International reserves the right to limit the quantities of any products or services that 3pexcel International offer. All descriptions of products or product pricing are subject to change at any time without notice, at the sole discretion of us. 3pexcel International reserves the right to discontinue any product at any time. Any offer for any product or service made on this site is void where prohibited.
3pexcel International do not warrant that the quality of any products, services, information, or other material purchased or obtained by you will meet your expectations, or that any errors in the Service will be corrected.
3pexcel International reserves the right to refuse any order you place with us. 3pexcel International may, in our sole discretion set transaction limits. These restrictions may include orders placed by or under the same customer account, the same credit card, and/or orders that use the same billing and/or shipping address. In the event that 3pexcel International make a change to or cancel an order, 3pexcel International may attempt to notify you by contacting the e-mail and/or billing address/phone number provided at the time the order was made. 3pexcel International reserves the right to limit or prohibit orders that, in our sole judgment, appear to be placed by dealers, resellers or distributors.
You agree to provide current, complete and accurate purchase and account information for all purchases made. You agree to promptly update your account and other information, including your email address and credit card numbers and expiration dates, so that 3pexcel International can complete your transactions and contact you as needed.
3pexcel International may provide you with access to third-party tools. Such tools are neither under our control nor monitored by us. You acknowledge and agree that 3pexcel International provide access to such tools 'as is' and as 'available' without any warranties, representations or conditions of any kind and without any endorsement. 3pexcel International shall have no liability whatsoever arising from or relating to your use of optional third-party tools.
Any use by you of optional tools offered through the site is entirely at your own risk and discretion and you should ensure that you are familiar with and approve of the terms on which tools are provided by the relevant third-party provider(s). 3pexcel International may also, in the future, offer new services and/or features through the website (including, the release of new tools and resources). Such new features and/or services shall also be subject to these Terms of Service.
Use of Third-Party Services
In using the website or the Services, you may be offered services, products and promotions provided by third parties. If you decide to use these third-party services, you do so at your own risk and are solely responsible for reviewing, understanding and complying with the associated terms and conditions. 3pexcel International advise you to read carefully the terms and conditions of any third party service and carry out proper due diligence on the organization offering the services and its agents. 3pexcel International expressly disclaims any liability for the third-party services and is not responsible for the performance of the third-party services or servicers.
3pexcel International have implemented security measures designed to secure your information from accidental loss and from unauthorized access, use, alteration or disclosure. However, 3pexcel International cannot guarantee that unauthorized persons will never gain access to your information, and you acknowledge that you provide your information at your own risk, except as otherwise provided by applicable law.
How 3pexcel International Collect, Use and Share Information
In order to provide the Services, 3pexcel International may share information about you and your account with third parties, including but not limited to your bank and Merchants. From time to time 3pexcel International may engage third parties in order to assist in different aspects of the provision of our Services to you. You acknowledge and agree your use of the Services may require 3pexcel International share your information with these third parties who may need to review your eligibility to use the Services according to their own verification procedures.
Ownership of the Services and the Website
You agree and acknowledge that 3pexcel International own all right, title and interest to and in the Services, the associated software, technology tools and content, the website, the content displayed on the website, and other materials produced by and related to 3pexcel International (collectively, the 3pexcel International IP). You are only permitted to use the Services and the 3pexcel International IP to accept and receive payments, according to these Terms. When you accept the Terms, 3pexcel International grant you a personal, limited, revocable and non-transferable license to use the 3pexcel International IP, without the right to sublicense. You shall not rent, lease, sublicense, distribute, transfer, copy, reproduce, download, display, modify or timeshare the 3pexcel International IP or any portion thereof, or use the 3pexcel International IP as a component of or a base for products or services prepared for commercial sale, sublicense, lease, access or distribution. You shall not prepare any derivative work based on the 3pexcel International IP, nor shall you translate, reverse engineer, decompile or disassemble the 3pexcel International IP.
Use of 3pexcel International's Intellectual Property
Notwithstanding anything to the contrary in this Term of Use, all trademarks, logo, images, texts, artworks, designs, publication, post or promotional materials associated with the 3pexcel International Service are exclusively owned by us. To assist members' individual marketing and publicity drive, 3pexcel International have developed uniform marketing materials that are available on this website. Only these uniform marketing materials are allowed to be used to market any of our services and 3pexcel International expressly disclaim any other marketing statement, representation or offer contained in any material other than the uniform marketing materials made available here. You are advised to read these marketing materials carefully. In very limited circumstances, 3pexcel International may agree to implement a joint marketing program or campaign with any party if the need arises. Such request and/or proposal must be approved by us in writing and 3pexcel International will determine the content. In any event, you agree that you will not engage in any marketing in which the trademark, logo or name of 3pexcel International is used in the same publication where other brands are displayed, advertised or publicised and you shall not create any confusion whatsoever about our brand, or misrepresent our objectives, mode of operation and relationship with you or any third party in any marketing material.
In order to use the Services, you must open a 3pexcel International Merchant Account. When you open an account, 3pexcel International will ask you for contact information such as your name, phone number, and email address. 3pexcel International will also ask you for information on your business, including your business's legal name, registered address, and your company website. The information that you provide at the time of account opening must be accurate and complete and you must inform us in a timely fashion of any changes to such information. 3pexcel International may require additional information from you (including any person signing below or otherwise agreeing to the Terms on behalf of the merchant) to help verify your identity and assess your business risk, such as your date of birth, tax identification number, government-issued identification, or company financial statements. 3pexcel International may also obtain information about you from third parties, such as credit bureaus and identity verification services. 3pexcel International have the right to reject your account registration or to later cancel your 3pexcel International membership, if you do not provide us with accurate, complete, and satisfactory information.
Guarding your Password
You will choose a password when registering your account. You are responsible for maintaining the confidentiality of your password and account access information. You are fully responsible for all activities that occur with the use of your password or account. Please notify us immediately of any unauthorized use of your password or account or any other breach of security. If you share your password with others 3pexcel International will not be liable for any loss that you may incur as a result of someone else using your password or account, either with or without your knowledge. You may not allow other merchants to use your account. You may not use anyone else's password at any time.
By written mutual consent, 3pexcel International may publish your corporate name, artwork, text and logo (Merchant Content) on the website and promotional materials to acknowledge you as our customer. You represent and warrant to us that you have the right to provide the Merchant Content to us, and that the use, copying, modification and publication of the Merchant Content by us: (a) will not infringe, violate or misappropriate any third party copyright, patent, trade secret or other proprietary rights, (b) will not infringe any rights of publicity or privacy, and (c) will not be defamatory or obscene or otherwise violate any law.
Daily Transaction Volume Limits
3pexcel International may impose daily, weekly, monthly and annual transaction processing limits on merchants. At 3pexcel International 's discretion, and based on 3pexcel International 's risk assessment of your business, full transaction capabilities may not be enabled until additional documentation or information regarding you and your business is collected and verified.
Invoices and Records
You must keep all records needed for fulfilling the goods or services sold to the Purchaser and providing any post-sale support to the Purchaser. If the sale of the item requires any government registration of the sale, you are responsible for such registration. 3pexcel International maintains records of all documentation and information collected for your merchant account for the duration that your account is active.
Consistent with your local laws and regulations, you are solely responsible for obtaining any information required of those who purchase your goods or services. For instance, if applicable law prohibits a sale to persons under the age of 18 years, you must ensure that a Purchaser is at least 18 years of age. Similarly, if applicable law requires that a Purchaser's identity be verified, you must verify the Purchaser's identity. 3pexcel International will not be responsible for your failure to adequately verify your Purchasers' identities or qualifications.
Representation and Warranties
Use of the Services is subject to the laws and regulations of the country regarding the prevention of terrorist financing and anti-money laundering. You agree and acknowledge that your use of the Services would and will comport with such laws and regulations.
Your use of the Services is also subject to the following important restrictions. Specifically, you represent and warrant to us that:
a. You are at least eighteen (18) years old or older and have the right, power and contractual capacity to agree to these Terms
b. Your use of the Services will not contravene any applicable international, federal, state or local law or regulation, including applicable tax laws and regulations.
c. Your use of the Services will not relate to sales of:
i. narcotics, research chemicals or any controlled substances;
ii. items that infringe or violate any intellectual property rights such as copyrights, trademarks, trade secrets, or patents;
iii. ammunition, firearms, explosives (including fireworks), or weapons regulated under applicable law or as determined by us; or any services which compete with 3pexcel International
d. Your use of the Services will not relate to transactions that:
i. show the personal information of third parties in violation of applicable law;
ii. support pyramid, Ponzi, or other "get rich quick" schemes;
Our Right to Reject
3pexcel International reserve the right to decline to process a sale if we believe that it violates these Terms or would expose you, other merchants, Purchasers, or other parties to harm. If we reasonably suspect that your account has been used for an illegal purpose, you authorize us to share information about you, your account, and your account activity with law enforcement.
Our Right to Inspect
3pexcel International may ask for permission to inspect your business location in connection with your use of the Services, or documentation or evidence to support specific transactions. If you refuse our request, 3pexcel International may suspend or terminate your account.
Methods of Settlement
3pexcel International will verify the Purchaser's payments over the peer-to-peer payment network and post the balance to your accounting ledger, according to your preference settings. The debits and credits to your accounting ledger are funds temporarily held by us until settlement to your bank account can take place. You can receive a settlement in your local currency, in digital currency, or in a mixture of both. You assume volatility risks of the currency in which you choose to settle. For example, if you choose to settle in any digital currency, then you assume the volatility risk of the currency value.
DISCLOSURE: There are material risks from accepting various forms of payment (such as cash, other fiat currencies, network card payments, other proprietary electronic payments and alternative virtual currency payments. By using our Services, you undertake that you have full knowledge of these risks.
Settlements in Local Currencies
You must provide us with written notice at least one (1) business day prior to closing your bank account. If you wish to continue to receive direct deposits, you must provide us with information for a substitute bank account. You are solely liable for all fees and costs associated with your bank account and for all overdrafts. You are also liable to us for any fees that 3pexcel International may incur based on your provision of inaccurate information or instructions. You authorize us to initiate electronic credits to your bank account at any time, as necessary to process your transactions. 3pexcel International will not be liable for any delays in receipt of funds or errors in bank account entries caused by third parties.
If 3pexcel International need to conduct an investigation or resolve any pending dispute related to your account, 3pexcel International may delay settlement or restrict access to your funds while 3pexcel International do so. Additionally, 3pexcel International may delay settlement or restrict access to your funds if required to do so by law, court order or at the request of law enforcement.
You will have access to account information detailing your ledger and transaction and settlement history through your merchant account. Should you identify an error, you must notify us within thirty (30) calendar days of the ledger entry posting.
Disclosure of Your Refund Policy
3pexcel International is not responsible for Merchant refund policies. We do suggest merchants have a clear refund policy for their customers (including, if applicable, 'no refunds are allowed as all sales are final'). If refunds are permitted, 3pexcel International recommends you refund the amount of the initial purchase in the currency in which the item was priced.
Choice of Law
This Agreement, and its application and interpretation, shall be governed exclusively by the laws of the country. Severability In the event any court shall declare any section or sections of this Agreement invalid or void, such declaration shall not invalidate the entire Agreement and all other paragraphs of the Agreement shall remain in full force and effect.
The terms and provisions of this Agreement are binding upon Your heirs, successors, assigns, and other representatives. This Agreement may be executed in counterparts, each of which shall be considered to be an original, but both of which constitute the same Agreement. You assume any and all risks associated with the use of the Service.
Our Right to Close or Suspend Your Account
3pexcel International may terminate your account, at our discretion, upon notice to you via email or phone communication. 3pexcel International may also suspend your access to the Services if 3pexcel International suspect that you have failed to comply with these Terms, pose an unacceptable fraud risk to us, or if you provide any false, incomplete, inaccurate or misleading information. 3pexcel International will not be liable to you for any losses that you incur relating to our closure or suspension of your account.
You agree to indemnify 3pexcel International, its affiliated and related entities, and any of its officers, directors, employees and agents from and against any claims, costs, losses, liabilities, damages, expenses and judgments of any and every kind (including, without limitation, costs, expenses, and reasonable attorneys' fees) arising out of, relating to, or incurred in connection with any claim, complaint, action, audit, investigation, inquiry, or other proceeding instituted by a person or entity that arises or relates to: (a) any actual or alleged breach of your representations, warranties, or obligations set forth in these Terms; (b) your wrongful or improper use of the Services; (c) the products or services sold by you through the Services, including but not limited to any claims for false advertising, product defects, personal injury, death or property damage; or (d) any other party's access or use of the Services with your account information
3pexcel international provide the services on an 'as is' and 'as available' basis, and your use of the services is at your own risk. To the maximum extent permitted by applicable law, 3pexcel international provide the services without warranties of any kind, whether express or implied (including, without limitation, warranties of merchantability, fitness for a particular purpose, or non-infringement). Without limiting the foregoing, 3pexcel international do not warrant that the services (and our website): will operate error-free or that defects or errors will be corrected; will meet your requirements or will be available, uninterrupted or secure at any particular time or location; are free from viruses or other harmful content. 3pexcel international do not endorse, warrant, guarantee or assume responsibility for any product or service offered or advertised by a third party through the services or through our website, and 3pexcel international will not be a party to nor monitor any interactions between you and third-party providers of products or services.
Limitation of Liability
in no event will 3pexcel international be liable to you or any third party for any direct, indirect, special, incidental, consequential, exemplary or punitive damages or any loss, theft, disappearance, or damages for lost profits, lost revenues, lost data or other intangible losses that result from the use of, inability to use, or unavailability of the services, regardless of the form of action and whether or not 3pexcel international knew that such damage may have been incurred. In no event will 3pexcel international be liable to you or any third party for any damage, loss or injury resulting from hacking, tampering, virus transmission or other unauthorized access or use of the services, your account, or any information contained therein. In no event will our liability for any damages arising in connection with the services exceed the fees earned by us in connection with your use of the services during the 6 month period immediately preceding the event giving rise to the claim for liability. The foregoing limitations of liability shall apply to the fullest extent permitted by law in the applicable jurisdiction.
3pexcel International charge Value-Added Tax on every transaction carried out on this platform. However, you are responsible for determining any and all other taxes assessed, incurred, or required to be collected, paid, or withheld for any reason in connection with your use of our software and services (Taxes). You also are solely responsible for collecting, withholding, reporting, and remitting correct Taxes to the appropriate tax authority. 3pexcel International are not obligated to, nor will 3pexcel International determine whether Taxes apply, or calculate, collect, report, or remit any Taxes to any tax authority arising from any transaction other than Value-Added Tax".
User Comments, Feedback and other Submissions
If, at our request, you send certain specific submissions (for example contest entries) or without a request from us you send creative ideas, suggestions, proposals, plans, or other materials, whether online, by email, by postal mail, or otherwise (collectively, 'comments'), you agree that 3pexcel International may, at any time, without restriction, edit, copy, publish, distribute, translate and otherwise use in any medium any comments that you forward to us. 3pexcel International are and shall be under no obligation (1) to maintain any comments in confidence; (2) to pay compensation for any comments; or (3) to respond to any comments. 3pexcel International may, but have no obligation to, monitor, edit or remove content that 3pexcel International determine in our sole discretion are unlawful, offensive, threatening, libelous, defamatory, pornographic, obscene or otherwise objectionable or violates any party's intellectual property or these Terms of Service. You agree that your comments will not violate any right of any third-party, including copyright, trademark, privacy, personality or other personal or proprietary right. You further agree that your comments will not contain libelous or otherwise unlawful, abusive or obscene material, or contain any computer virus or other malware that could in any way affect the operation of the Service or any related website. You may not use a false e-mail address, pretend to be someone other than yourself, or otherwise mislead us or third-parties as to the origin of any comments. You are solely responsible for any comments you make and their accuracy. 3pexcel International takes no responsibility and assumes no liability for any comments posted by you or any third-party.
You may not transfer or assign these Terms, or any rights granted by these Terms. You agree and acknowledge that 3pexcel International may assign or transfer these Terms.
Should any provision of these Terms be determined to be invalid or unenforceable under any law, rule, or regulation, such determination will not affect the validity or enforceability of any other provision of this Agreement.
Our failure to assert any right or provision in these Terms shall not constitute a waiver of such right or provision, and no waiver of any term shall be deemed a further or continuing waiver of such or other term.
You agree to accept communications from us in an electronic format, and agree that all terms, conditions, agreements, notices, disclosures or other communications that 3pexcel International provide to you electronically will be considered to be 'in writing'.
Governing Law; Arbitration
This Agreement will be governed by and construed in accordance with the laws of the country. If a disagreement or dispute in any way involves the Services or these Terms and cannot be resolved between you and us with reasonable effort, the disagreement or dispute shall be resolved exclusively by final and binding arbitration, and will be conducted before a panel of three (3) arbitrators appointed pursuant to the Arbitration and Conciliation Act, LFN 2004. You agree that the arbitration shall be held in Lagos State, or at any other location that is mutually agreed upon by you and us. You agree that there shall be no authority for any claims to be arbitrated on a class or representative basis, and arbitration will only decide a dispute between you and us. Arbitration proceedings must be initiated within one (1) year after the disagreement or dispute arises. If any part of this Arbitration clause is later deemed invalid as a matter of law, then the remaining portions of this section shall remain in effect, except that in no case shall there be a class arbitration.
3pexcel International reserve the right to update, change or replace any part of these Terms of Service by posting updates and/or changes to our website and transaction processes without special notice to you. You are advised to check this page periodically for any modification to the Terms. Your continued use of or access to the website or use of any of our Services following any changes constitutes an acceptance of those changes. Any new features, functionalities or tools which are added to the site shall also be subject to the Terms of Service. You can review the most current version of the Terms of Service at any time on this page.
Neither you nor 3pexcel International will be liable for delays in processing or other non-performance caused by such events as fires, telecommunications, utility, or power failures, equipment failures, labor strife, riots, war, virus or malware attack, natural disasters, or other causes over which the respective party has no reasonable control; provided that the party has procedures reasonably suited to avoid the effects of such acts.
The obligations and liabilities of the parties incurred prior to the termination date shall survive the termination of this agreement for all purposes. These Terms of Service are effective unless and until terminated by either you or us. You may terminate these Terms of Service at any time by notifying us that you no longer wish to use our Services, or when you cease using our site. If in our sole judgment you fail, or 3pexcel International suspect that you have failed, to comply with any term or provision of these Terms of Service, 3pexcel International also may terminate this agreement at any time without notice and you will remain liable for all amounts due up to and including the date of termination; and/or accordingly may deny you access to our Services (or any part thereof).
Questions about the Terms of Service should be sent to us via our contact emails and business address.